Two days ago, I woke up with a pain in my chest. I wasn't overly concerned, but when I had trouble breathing cycling to Max's nursery, I decided to drop in on a local GP (not having registered with one yet) on the way back. They were very friendly and said I could wait for a doctor, without an appointment, and it wouldn't be too long. Did I have my health insurance card? No, sorry. Could I pay the 10€ quarterly charge? Sorry, no money with me. OK, pay next time, and bring the card as well. So I then asked, could I make a local phone call (as I didn't have my mobile with me either) - sure, no problem!
I saw the doctor within less than 30 minutes, I had blood taken afterwards, and a quick ECG, and was gone again by 10am, with an appointment for the next evening. The next day I had an ultra-sound scan, my blood values had come through, and in the end we decided that I didn't have anything serious, just some muscle pain for whatever reason.
All of this was paid for through my health insurance. No need to ask which doctor to go to, whether they would pay, or any upfront payment (other than those 10€ that they still haven't got).
I rest my case.
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